1) 未成年人投保 Insureds of age under 18： A. 当被保险人仅为年龄小于 18 周岁的未成年人时，不能投保本款保险产品。大人+儿童投保必须购 买同一计划, 以同一保单号才可出单。 When the insured is child ONLY, whose age is under 18, the application will not be accepted. It is accepted only when the children and their adult insured purchase the same plan and under the same policy. B. 当被保险人仅为 2 岁或以下儿童时，需回答：出生时身高________厘米，体重________公斤。出 生时是否为早产、难产或剖宫产，或有任何并发症？是否曾患有任何心脏病、身体或智力的发育 异常或疾病？ If the insured is a child at or under age 2, please answer: Height _____cm and Weight ____                  Kg at birth. Was the baby premature or born by caesarean section? Were there any difficulties or complications with the birth? Has the baby ever had any heart disorder, physical or intellectual disabilities or illness? C. 所有经不育治疗后出生的儿童（如试管婴儿）、代孕者所生儿童或领养儿童须在出生满 90 天 后才 可投保本保险合同，并需在健康告知第 17 个问题中告知。 For children who are born following fertility treatment (such as IVF), are born to a surrogate, or have been adopted, they can only be covered when they are 90 days old after birth and need to disclose in the Healthcare Declaration Question 17. 2) 女性投保 Female Insureds: A. 当成年女性（年龄满 18 周岁）被保险人投保生育保障，须配偶同时购买同一计划(除生育保障外), 以 同一保单号出单。孕妇不可投保生育保障。 If an adult female（age ≥ 18）insured chooses Maternity Benefit，the spouse is required to purchase the same plan( excluding Maternity Benefit) and under the same policy. Applications for Maternity Benefit applying by pregnant women will not be accepted. B. 孕妇投保，需另外填写《怀孕问卷》，健康告知若有异常，需提供孕产期体检报告和尿  常规。 The insured who is pregnant at the time of application need to fill in an additional Pregnancy Questionnaire. If any abnormality disclosed, need to provide maternity medical report and urine routine examination report. C. 产后妇女须在产后满 30 天才可投保本保险。 The proposed insured who just gave birth can apply for coverage only if there is at least 30 days between the birth-giving date and the application date